• How do I sign up for social security benefits?

    Congratulations! You’ve put in your time, and you’re finally eligible to collect those social security benefits you’ve been paying toward since you started your first job. If you’ve already blown out the candles on your 66th birthday cake, you’re probably wondering when that first check is going to show up in your mailbox. Unfortunately, even …

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  • How can I make money in retirement?

    If you’re starting to worry that you should have saved more money before retiring, you’re definitely not alone. In a 2014 survey by TIAA-CREF, 47% of people 55-64 years old said they regretted not saving a larger percentage of their paychecks throughout their career. Whether you feel that you’ll need to supplement your income in …

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  • Will my healthcare coverage follow me abroad?

    For many people, having the freedom and time to travel is one of the most exciting aspects of retirement. While you may have been daydreaming about visiting Italy, Ireland, Indonesia, or Idaho  for years, it is less likely that you’ve dedicated as much thought to whether or not your health insurance coverage will follow you …

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  • How will my spouse be affected by my retirement?

    When choosing a retirement date, it’s important to consider the financial impact it’ll have on your family. Timing matters when collecting social security benefits; the age at which you choose to retire will not only determine how much you’ll receive for the rest of your life, but it will also impact how much your spouse …

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  • Retiring before 65

    As far as retirement is concerned, people’s expectations are not always in line with reality. While the average expected age of retirement is 66, the actual average retirement age is 62, and that’s the highest it’s ever been. This means many people decide to retire before they’ve reached eligibility for one or more government programs …

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  • How do I get involved in my community in retirement?

    Now that you’ve retired, you probably have some extra time on your hands. What better way to spend that newfound energy than getting involved in your local community? There are numerous benefits to connecting with people around you, including: Establishing a meaningful social network: if you’re having trouble finding friends in your area, volunteering your …

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  • Is Medicare my only option after 65?

    Because Medicare is typically the most affordable option, and because many Americans are automatically eligible to receive premium-free Part A coverage due to their work history, most people over the age of 65 choose Medicare for their health insurance coverage. Unless you are receiving health care coverage from your (or your spouse’s) employer, it is …

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  • What are pension plans?

    Pension plans are a type of retirement account that is primarily funded by an employer who puts a set amount of money aside for their employee upon retirement. According to the Pension Rights Center, about 31% of retirees are currently receiving pension plan benefits. While the number of people who have access to a pension …

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  • How are taxes different in retirement?

    Will your tax bill get some much needed time off when you retire? Unfortunately, the short answer is no.The IRS plans to continue working full time. Don’t worry; we’re here to walk you through some of the key tax considerations you should be aware of in retirement. Social security benefits Your paycheck was already taxed …

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  • Ways to pay for Medicare

    So you’ve chosen a Medicare plan and are ready to submit an application. Whether it’s a Medicare Supplement, Medicare Advantage, or Part D Prescription Drug Plan plan, you know about how much your monthly premium will be. But what are your options for payment? There are a few different ways you can pay your Medicare …

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  • Part‑time work in retirement

    Retirement doesn’t have to mean inactivity. In fact, more retirees are working than ever before. And while extra income is certainly an incentive for many, it’s not the only reason to keep working. Workplace camaraderie and professional fulfillment are often cited as important reasons why retirees seek employment. Others like to feel as though they …

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  • What should I do with my 401(k) when I retire?

    So you’ve been steadily putting money into a 401(k) or similar retirement plan, and now it’s time to retire. What happens to that money now? As long as you’re above the age of 59½ while working—or 55+ and not working in some cases—that money is available for you to withdraw without any penalties. While the …

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  • What are annuities?

    As you begin to build your retirement strategy, you may be interested in making investments  that will allow you to build a steady and reliable flow of income. One of the many investment options worth looking into are annuities. An annuity is an insurance product that provides a future stream of income to someone while …

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  • Building a budget in retirement

    If you’re like most Americans, you probably feel like you haven’t saved enough money for retirement. Making a budget can be the best method to ensure you don’t outlive your money.  While you may no longer have an income from a full-time job, managing your finances isn’t that much different in retirement. You should be …

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  • Social Security: Explained

    Whether you’re planning your retirement or have already started the journey, beginning to collect social security benefits is a pivotal step. Throughout your career you’ve been contributing a chunk of your paycheck to this program, and now it’s about to pay off!   As a general rule, the longer you wait to begin collecting social …

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  • Social Security Calculator

    When it comes to maximizing your social security benefits, timing is everything. When you decide to begin collecting will determine your monthly benefits for the rest of your life, so it’s important to consider these numbers before you make the decision to retire. Answer a few questions, and we’ll provide you with an estimate of …

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  • How does where I live impact my retirement costs?

    Transitioning to a fixed income after leaving the workforce may have you thinking about how to maximize your retirement income and savings. There are lots of tips out there for saving money in small ways – senior discounts, coupons, travel deals – but what if you want to make a more significant change? The majority …

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  • Choosing the right Medigap policy

    One of the most important decisions you’ll make in retirement is the type of Medicare plan you choose.  And if you’re considering a Medicare Supplement (a.k.a. Medigap) plan, navigating the available options is the next big step. There are up to 11 different types of Medicare Supplement plans – depending on where you live and …

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  • Master Medicare in under 4 minutes

    Whether you’re just starting to dive into what Medicare is all about, 
or you’ve done enough research to thoroughly confuse yourself, you’ve come to the right place. We can help you find a way to make Medicare 
work for you.

    Watch Video
  • Quick-Start Guide to Retirement

    Not sure where to start with retirement? We’ve outlined the five essential questions you should be asking yourself in preparation for the next phase of your life. Retirement should be about relaxation and fun – not stress – so sit back, and let Renew be your guide! Renew has defined three major categories we believe …

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  • How can I help my parents with retirement?

    It can be difficult to start a conversation with your parents about their retirement, particularly if you’re not used to giving them advice. While many parts of retirement planning involve intimidating financial and medical decisions, there are also many other simpler ways you can help your parents approach this new (and exciting) time in their …

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  • Do I have enough money to retire?

    At Renew, we know it can be scary to think about how much you’ve saved (or still need to save) for retirement. For years, you’ve heard the advice: save as much as possible now because otherwise you won’t be able to retire and… you’ll work the rest of your life. Daunting, right? In an effort …

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  • Coverage Wizard

    What type of additional coverage is right for you? Should you choose Medicare Advantage or a Medicare Supplement plan? Simply answer a few questions and Renew will provide a recommendation.

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  • What if I need help paying for Medicare?

    Access to Medicare is an essential benefit for older individuals. While it is provided by the government, it does cost money. Most people are entitled to premium-free Part A due to their work history (use our free to learn more about your status), but Medicare Part B and Part D both carry monthly premiums.  Fortunately, …

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